Tag Archives: homeowner

Free Classes Improving Credit, Savings, and Understanding of the Housing Market

Single parent client, Ms. Robinson, enrolled in Easter Seals Greater Houston’s financial coaching and housing coaching classes two years ago. Ms. Robinson’s goal was to improve her credit score and increase her savings to purchase her first home for her family. To help achieve her goals, Ms. Robinson attended Easter Seals Greater Houston’s Financial Education Classes and Homebuyers Education Classes. Since working with Ms. Robinson, she has begun managing her money, increased her savings, and improved her credit score. Achieving her goals has put Ms. Robinson on the path to homeownership. Currently, Ms. Robinson is searching for her dream home and has a goal to purchase her first home by next year!

Are you thinking of purchasing your first home? Do you have questions about whether this is the best time to purchase your first home? If so, you are not alone. In this post-COVID/competitive market, you may notice that the interest rates are steadily increasing and/or people are putting multiple offers on homes. During this time, purchasing your first home may be scary, but we have a great team here at Easter Seals Greater Houston who are ready to walk with you through this process. Many of our families, like Ms. Robinson, have overcome these challenges by attending our Homebuyer’s Education Classes, and receiving financial coaching and housing coaching. Our Homebuyer’s Education Classes give families an opportunity to learn more about the home buying process, down payment assistance programs, and other tips & tools on how to overcome the challenges that we are facing today!

Learn more about our free Financial Education and Homebuyer Education Services! Special thanks to our partners Capital One, Freddie Mac Foundation, Texas Financial Education Endowment, and United Way THRIVE for making these programs possible!

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Making Houses Homes

Are you a First Time Home Buyer ready to purchase your new home?  If so, congratulations, you have made the first step by reading this blog. My name is Jenny Lopez-Martinez and I am a Financial and Housing Coach for Easter Seals Greater Houston. I would like to invite you to our virtual Homebuyers Education Classes where you will learn the tools needed to become a homeowner.  We will discuss various ways to budget; every participant will receive a budget sheet at the end of session 1. The budget sheet is a tool used to help participants create and reach their financial goal. The class will also discuss the importance of having a savings especially if you are buying a home. The class will introduce the steps on how to pull your credit report, review your credit report and rebuild your credit. We will also review the mortgage loans products, the down payment assistance programs, and every participant will receive additional resources from Freddie Mac.  This is a U.S. Department of Housing and Urban Development (HUD) approve course and open to anyone who is ready to buy their first home. Since the classes are virtual, we are providing the classes in session 1 and session 2. At the end of session 2 or once both classes are completed, you will receive a certificate for your participation. We welcome you to learn more about and participate in our upcoming Homebuyer Education Classes.

Learn more about Easter Seals Greater Houston’s free Financial Education, Homebuyer Education Services & Public Benefits Programs today!

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Thank You Greater Houston Community Foundation!

Jessica W., a single mother, became a Easter Seals Greater Houston client after Hurricane Harvey.  She sought assistance after being flooded in the home she was renting.  We provided assistance and helped her get back on her feet.  About a year later, Jessica hit another rough patch; she was laid off from her job.  Jessica became a Food Scholarship Program participant to help ease food costs, and started working more closely with a financial coach.  Jessica found another job, and this time stayed with the program, working first to create a realistic budget, and then to build her credit.  Eventually, Jessica was able to get her credit where it needed to be to buy a home.  Then COVID-19 hit.  Jessica was unable to attend our first Homebuyer Education Classes and she took another financial hit.  Her dreams of buying a home were slipping away.  However, with COVID-19 Funding we were able to prevent Jessica from falling behind.  She was able to stay afloat and overcome the hardest financial impacts of COVID.  On September 30th, Jessica was able to close on a home for her and her son.  She is now saving money from what she was paying in rent.

Mother holding childing

We cannot thank the Greater Houston Community Foundation enough for its constant support of Easter Seals Greater Houston’s work and its role in the distribution of emergency funds after disasters.  We could not help families like Jessica’s stay afloat, away from crisis, and towards their dreams with GHCF’s partnership.  Thank you Greater Houston Community Foundation, and our amazing liaison, Stephanie Blair!

Learn more about Easter Seals Greater Houston’s broad resources and programs, including Emergency Assistance and Financial Education.

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